Prepared for Valeria · Confidential · June 2026
Your Proposal.
Built for Right Now.

Everything above describes the Emanay Creator program and why it exists. What follows is your personalised engagement — structured around Valeria's income, her current platforms, and her goal of building a professional business infrastructure that protects her income and opens every future door.

Emanay Formation
Prepared For
Valeria
Nationality
Ukrainian
Current Revenue
$80K / mo
Based In
Thailand
Setup Timeline
~2 Weeks
Section 01
SITUATION

Valeria is generating $80,000+ per month and running all of it through personal accounts with no corporate protection. She attempted a Wyoming LLC previously but couldn't open a US bank account. Emanay solves both — the entity and the banking — in one engagement.

$80K+
Monthly Revenue
Ukrainian
E2-Eligible Nationality
Thailand
Current Base
25
Age — Long Runway
Background & Situation
  • 25-year-old Ukrainian creator, currently based in Thailand
  • Generating $80,000+/month on OnlyFans — recently partnered with Derek at ALTR
  • Ukrainian passport only — has explored offshore, Cyprus, and Dubai structures independently
  • Previously attempted Wyoming LLC — entity formed but US bank account could not be opened
  • Agent told her Ukrainians must physically appear at US banks — Emanay has the workaround
  • No current plans to relocate — focused on building a professional business foundation
What She Needs Right Now
  • A US corporate structure that actually works — not another offshore setup with more problems
  • A real US business bank account she can use remotely, without flying to America
  • Tax efficiency — she knows the numbers and wants to keep more of what she earns
  • Minimal paperwork — set up once, properly, managed on her behalf going forward
  • A platform to build from — cosmetics brand, investments, future ventures

Emanay Assessment: Valeria has already done the hard part — she built the income. Our job is to build the business around it, protect what she's earned, and make sure whatever she wants to do next, she has the foundation to do it. Path A delivers exactly that: the entity, the banking, and the tax structure — built properly, once.

Section 02
SCOPE OF WORK

Path A delivers a complete business formation, tax structuring, and banking mandate — everything Valeria needs to operate professionally and protect her income. One engagement, one fee, everything included.

01

Entity Formation & Corporate Structure

Wyoming LLC as the holding company (0% state corporate tax) with a Florida operating company for active income flows. Full EIN registration, operating agreement, and intercompany structure designed for creator revenue.

02

Tax Structuring & Optimisation

Income positioned as marketing company revenue — minimising personal tax exposure. Cross-border planning for Ukraine and Thailand residency. Tax strategy documented and implemented from Day 1.

03

US Banking Infrastructure

Facilitated introduction to a major US bank (JP Morgan Chase / Bank of America) via Emanay's direct banking relationships. Business account opened remotely — Ukrainian passport not a barrier with the right introduction.

04

Creator Business Architecture

OnlyFans and platform income properly routed through the corporate entity. Revenue documentation, payout structuring, and platform compliance aligned with the corporate setup from Day 1.

05

Platform & Payout Routing

All platform accounts updated to reflect the new corporate entity. Payout destinations changed to the Florida LLC business account. Proper business categorisation for platform compliance.

06

Handover & Documentation

Full corporate records package delivered — entity certificates, EINs, operating agreements, banking documentation, and a plain-English summary of the corporate and tax structure Valeria owns.

The outcome is a real, functioning US business — with a bank account, a clean tax structure, and a corporate foundation Valeria owns. Whether she ever pursues further expansion or not, she has a platform she can build on, invest from, and operate from on her own timeline.

Section 03
BUSINESS FORMATION

The corporate structure is the foundation of everything. Done right, it protects Valeria's income, minimises tax, and gives her a platform to grow. Done wrong — as previous attempts have shown — it creates problems without solving them. Emanay builds this properly, once.

Wyoming Holding Company — The Tax-Efficient Core
  • Wyoming LLC — 0% state corporate income tax
  • Full privacy protection — no public ownership records
  • EIN registered — accepted by all US platforms and payment processors
  • Operating agreement drafted — governance and ownership documented
  • Holds all investments, profits, and future business interests
Florida Operating Company — The Active Business Layer
  • Florida LLC — minimal effective tax rate (~3%) on active business income
  • The entity that receives platform payouts and operates the business
  • Structured as a marketing and content production company
  • Contracts, vendor relationships, and banking all sit here
  • Profits flow up to Wyoming — minimising overall tax exposure
Why Not Dubai / Cyprus / Offshore?
  • Dubai — 0% tax but requires physical presence and ongoing compliance travel
  • Cyprus — complex for creator income; bank accounts slow and difficult to access globally
  • Offshore — OnlyFans and major platforms restrict payouts to offshore entities
  • Wyoming — same 0% outcome, US-based, platform-compatible, fully remote, no travel
The Banking Solution
  • Previous Wyoming attempt failed at banking — not at entity formation
  • Emanay has a direct relationship with bankers at major US institutions
  • Business account opened through our relationship — not a cold application
  • Ukrainian passport is not a barrier with the right introduction and documentation
  • 100% remote — no US travel required at any point in the process
01
Onboarding
Docs collected, structure confirmed, mandate live
02
Wyoming LLC
Entity filed, EIN registered, OA drafted
03
Florida OpCo
Entity filed, EIN registered, interco structure live
04
Banking
Banker intro, docs submitted, account opened
05
Tax Structure
Income mapped, strategy set, filed correctly
06
Live & Running
Platform payouts flowing, banking active
Section 04
TAX STRUCTURE

Valeria's income flows through the Florida operating company as business revenue — not as personal income. Profits flow up to the Wyoming holding company. Wyoming has no state income tax. The effective corporate rate is minimal. Structured correctly from the start — no rework, no amendments, no surprises.

How the Income Flows
  • Platform payouts (OnlyFans etc.) go into the Florida LLC business account
  • Florida LLC is a marketing and content company — legitimate business revenues
  • Business expenses deducted at the Florida level — reducing taxable income
  • Net profits distributed up to Wyoming LLC — 0% state corporate tax
  • Valeria draws from Wyoming LLC — structured for maximum efficiency
Business Positioning
  • Valeria positioned as a contracted sales representative of a marketing company
  • Marketing company (Florida LLC) earns platform revenues as business income
  • Business expenses: equipment, software, production, marketing, professional fees
  • Standard practice — how all serious creator businesses are structured
  • Emanay's accounting team manages the books and keeps it clean year-round
Cross-Border Considerations
  • Ukrainian residency — structure manages US tax exposure correctly
  • Thailand residency — favourable for foreign-sourced income; Emanay coordinates
  • US entity does not make Valeria a US tax resident at this stage
  • No E2 visa activation — tax structure remains straightforward and manageable
  • Optional ongoing annual tax planning available — see accounting add-on
Wyoming Hold Co.
0%
State corporate income tax on retained earnings
Florida OpCo
~3%
Effective rate on active business income after expenses
Without Structure
30%+
Personal income tax exposure with no corporate entity
Section 05
US BANKING — SOLVED.

This is the piece that stopped Valeria the first time. She formed the Wyoming LLC correctly — but without the right banking relationship, it stayed dormant. Emanay solves this with a direct introduction to a banker at a major US institution. No cold applications. No physical presence required. No uncertainty about whether Ukrainian passport holders will be accepted.

Why the Previous Attempt Failed
  • Wyoming LLC was formed correctly — the entity itself was fine
  • Cold bank applications for non-US nationals almost always fail
  • Ukrainian passport triggers enhanced due diligence without a sponsoring relationship
  • Previous agent did not have the banking relationships to resolve this
  • Emanay has done this for Ukrainian nationals multiple times — it is a solved problem
How Emanay Solves It
  • Direct relationship with bankers at JP Morgan Chase and Bank of America
  • Banker introduction — not a cold application through the website
  • Documentation package prepared and submitted through our relationship
  • Enhanced KYC handled — Ukrainian passport not an obstacle with the right sponsorship
  • 100% remote — no flights, no physical presence, no US visit required
The outcome
A real US business bank account.
Accessible from anywhere in the world. Platform payouts accepted. No travel required. Completed in 2 weeks alongside entity formation.
Section 06
INVESTMENT

Path A is a single, one-time engagement fee covering everything — both entities, EINs, banking, operating agreements, and tax structure. No milestones, no ongoing obligation, no hidden fees. One payment. Everything delivered.

Path A — One-Time Investment
$10,000
Full fee due at engagement. No milestones. No ongoing commitment.
Wyoming LLC formation (holding entity) — EIN, operating agreement, full setup
Included
Florida LLC formation (operating entity) — EIN, intercompany structure
Included
US business banking — direct banker introduction, account opened remotely
Included
Tax structure designed, documented, and implemented
Included
Platform payout routing set up through corporate entity
Included
Full corporate records package and handover documentation
Included
Optional Ongoing Services — Not Included in Formation Fee
$2,000/mo
Ongoing Accounting
$2,500/mo
Advisory & Management
Bookkeeping, annual filings, compliance, and business management services. Recommended for ongoing peace of mind — but not required to complete the formation.
Not included in Path A
E2 visa pathway — door remains closed unless separately engaged later at program rates
Portfolio and acquisition advisory services
Milestone-based payment structure (full fee due at engagement)
A note on value
At $80K/month with no corporate structure, Valeria is likely losing $15,000–$25,000+ per month in unnecessary tax exposure. The formation fee pays for itself in the first month of proper structuring.
Section 07
NEXT STEPS

By proceeding with this engagement, Valeria authorises Emanay Advisors and its affiliated entities to provide the services described in this Proposal. The engagement begins immediately upon receipt of the engagement fee — entity formation is underway within 24 hours.

Ready to move forward?
Let's get started.
Sign below to activate your engagement. Wyoming LLC formation begins within 24 hours. Banking introduction initiated in Week 1.
Week 1 — Immediately

Full onboarding. Valeria completes the Emanay intake form. Wyoming LLC filing submitted. Florida LLC structure confirmed. Banking introduction made to Emanay's banker at a major US institution. Tax structure designed.

Week 2 — Entity Live

Wyoming LLC confirmed and active. Florida LLC filed. EINs issued for both entities. Operating agreements drafted. Banking documentation package prepared and submitted via Emanay's banking relationship.

Week 2–3 — Banking Active

US business bank account opened. Valeria receives account details. Platform payouts routed to the Florida LLC. Tax structure live. Corporate structure fully operational.

Handover — Complete

Full corporate records package delivered. All documents, EINs, operating agreements, and banking details provided. Emanay available for questions. Optional ongoing management engagement available if desired.

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"Valeria has already done the hard part — she built the income. Our job is to build the business around it, protect what she's earned, and make sure that whatever she wants to do next, she has the foundation to do it." — Alex Camus

CONFIDENTIALITY NOTICE: This proposal has been prepared by Emanay Advisors LLC. It is strictly confidential and may not be reproduced, distributed, or shared without prior written consent. This document does not constitute a binding agreement. The binding engagement is governed by the Engagement Letter executed separately.


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